Is Your Credit Card Travel Insurance Coverage Enough?

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Is Your Credit Card Travel Insurance Coverage Enough?
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Still relying on credit card travel insurance? Not sure if it really fits the bill? Read on to determine if your coverage is enough…

1. Coverage clauses

• Do you have to pay for the whole trip with your credit card to be covered? Is
there a minimum amount?
• What’s the maximum number of days covered for one trip?
• What’s the maximum amount you’re covered for?
• Are you covered for high-risk activities, like scuba diving?
• Are you covered for other professional services like physio, chiro, etc. to relieve
an acute emergency?

2. Family coverage

• Is coverage only for you, the cardholder?
• Will your travel companions get the same coverage as you, or do they need to
buy additional insurance?
• Would coverage be available to return your travelling companion,
children/grandchildren or accompanying pet home, in a medical emergency?

3. Pre-existing medical conditions

• Does your age affect coverage?
• Are you covered for pre-existing medical conditions?

4. Trip cancellations or interruptions

• Does the plan offer trip cancellation or trip interruption insurance?
• Do you have to pay for the whole trip with your credit card to be covered? Is
there a minimum amount?
• What’s the maximum amount you’re covered for?

5. Emergency and claim assistance

• Are you covered for ambulance or emergency air transportation?
• Will you be penalized if you don’t call the claims company after the emergency or
before visiting the hospital?

So remember, while you may have travel coverage through your credit card, it might not cover you completely in a medical emergency situation. Make sure to contact your credit card provider to know what your policy really covers. If it’s not enough, check out how TuGo can help meet your travel insurance needs.

Is Your Credit Card Travel Insurance Coverage Enough?
Photo by Julius Silver on Pexels.com

Visiting Spain: Visit the Essentials First

visiting spain

It doesn’t matter what your travelling preferences are, we all love some fiesta, and what better place to have a fiesta than Spain itself? Located in one of the warmest parts of the European continent, Spain does not only offers long sunny days, but also a rich history and culture. This country can cater to anyone’s taste. Partying all night, visiting museums and researching the rich Spanish history or eating their delicious cuisine until your heart pops out. The only thing that you should know is where you’re heading, and this is where we step in. Look at the list below, and try to find the best Spanish ciudad for your holiday, especially if it’s your first time:

Madrid: The heart of Spain and capital of flamenco

It doesn’t do to visit Spain and not see the capital of the country, does it? As any other European capital, Madrid has everything to offer – bars that are open until late at night, great shopping centers and some of the most amazing parks in Europe. One such is the El Parque del Buen Retiro, or simply shortened to El Retiro. It was once a royal ‘’hangout’’, and it staged many concerts and garden plays. Nowadays, it is a great tourist attraction (even though greenery might not be the first thing that comes to your mind when you think of Madrid), as people can rent one of the many rowboats and paddle in the huge man made lake in the center of the park. However, Spain is the only place in the world where you can see a live performance of flamenco dances, and Madrid is the best place to do this.

madrid

Barcelona: The diamond of Catalonia

You’ve no doubt heard of Barcelona. There are numerous tourists who hit the road to Spain and decide to visit this place only. And it doesn’t matter how many days you stay, Barcelona is a city which you can never fully explore. If you really want a European holiday of your lifetime, you should find one of the best Barcelona holiday packages that are offered, and see the home of the extremely impressive pieces of Gaudi’s architecture such as the legendary La Sagrada Familia. Moreover, taking a walk-through Las Ramblas and having a cup of coffee in one of its many cafés is definitely something that you should experience at least once in your lifetime.

barcelona

Seville: From bullrings to beautiful barrios

To all the animal rights activists out there – no, we don’t agree with this either, but we must agree that this is one of the symbols of Spain and an inevitable part of Spanish history. Even though bullfighting originated in Ronda, Seville is its spiritual home. So, is it a form of art or simply animal cruelty? Well, it would be best to visit one of Seville’s many bullrings and see for yourself. However, don’t you think for a second that Seville is only good for this. As the heart of Andalusia, this magical city has many other things to offer – such as the Barrio Santa Cruz, one of the most beautiful barrios of Spain, or Alcazar (perhaps better known as Dorne from HBO’s Game of Thrones).

seville

Granada: The place that’s the richest in Spanish history

First and foremost: you’re visiting Spain and you want to try tapas. Since Granada is one of the rare places in Spain where you get tapas for free alongside your drink, it should be on the must-visit list. Moreover, this is a place where you’ll see the most important historical monuments of this country. It is a paradise for every history buff. One of the best things you can see here is the Alhambra fortress – a fortress so huge that you will need a whole day to explore it to the smallest detail. If you want to imagine what it looks like, it’s said that you must imagine the world’s most beautiful gardens, add a fortress and multiply the whole image by ten. Alhambra overlooks the whole city of Granada, offering a most breathtaking view. And it’s also an excellent place to take amazing Instagram photographs! The ticket is around 13 euros, and it’s open from March to October, so make sure to plan your stay there accordingly.

granada

And these are only the essentials. Spain has so many other things to offer, such as the 24/7 Ibiza parties, the spring days in Valencia, visiting the tomb of Christopher Columbus, walking across the world’s scariest bridge, seeing the Museum of Funeral Carriages, eating at the world’s oldest restaurant in Madrid or simply eating a paella. Spain should be your next destination. And maybe even the one after that, because you can go there as many times as you want, and you’ll still have more things on your bucket list.

The Adventure Trek of Kasol-Kheerganga

The Adventure Trek of Kasol-Kheerganga

Himachal Pradesh is a place full of adventures. There are a lot of adventures one can do whether they are treks, rafting, bungee jumping, sightseeing, cable car, etc.

One of these adventures is the Kasol – Kheerganga Trek. The trek is one of the most popular treks in India.

Kasol

Kasol is a small village nestled in the hills of  Parvati Valley in Himachal Pradesh. It is a popular spot among hippies, backpackers, trekkers and nature lovers. The nearby village is Malana (famous for Malana Cream) and is deep-rooted in the Hippie culture. Kasol is a hub for Psy parties and every year attracts many tourists from across the World. Kasol is calm and quiet and will give you vibes of OM Shanti!

Kheerganga

Kheerganga is another small village that lies at the end of the Parvati Valley. It offers numerous waterfalls, hot springs, snow-capped peaks, and all-around lush green forests. Parvati Kund or hot spring pool is very famous among the Hindus and Sikh people as they believe the water has sacred healing properties.

Kheerganga offers amazing views of the Parvati River and the snow-covered Lahaul Spiti Valley.

The Adventure Trek of Kasol-Kheerganga

The Amazing Kasol- Kheerganga Trek

The Parvati Valley provides stunning and captivating views of the Himalayas. The trek  starts from Kasol. This 13 km long trek ends in Kheerganga and provides ample opportunities to explore the natural bounties of the region. On this adventure trail, you will pass by Rudranag, a serpent-shaped waterfall. There are numerous captivating waterfalls which are the highlights of the Kheerganga Trek.

The trek is considered as the best trek for beginners. It is a short and easy trek. It will take you through dense forests of rheodordans, oaks, and pines. You will be passing by the village of Barshaini – a small hamlet and the confluence of the rivers Parvati and Tosh. You will be treated to snowclad mountains, breathtaking views, and scenic landscapes of mountains.

 

 

A few of the villages that you will come upon on your trek:

1. Malana

A small village near Kasol, famous for Malana cream ( a drug). The place is quiet and calm with people here following the Lord Shiva. You will also start the Chandrakeni Trek from here. Malana is a village more for backpackers and nature lovers and less for tourists.

2. Tosh

It is located at 2,400 meters in elevation on a hill near Kasol in Parvati Valley. The place is famous for waterfalls and surrounded by Apple Orchards. You will see wooden architecture all over the village and captivating views of Parvati Valley. Tosh village is located close to the base of Kheergange.

3. Pulga

A small Hamlet in the trail near Malana. It is a beautiful place to visit and experience the great views of lush greenery, snowclad view of the peaks and skies landscapes.

After reaching Kheerganga, it is time to take a dive into the hot waters of the Parvati Kund. Enjoy the hot springs and relax your sore muscles after the tiring trek. And enjoy ravishing views of the valley all around.

You will see many local restaurants and cafes in small villages. Restaurants serve German, Chinese and Israeli cuisines. You can also have tea, coffee and snacks at tiny tea stalls.

Camp near Riverside and get close to nature by seeing the beautiful sunrises and starry nights. Or opt for a homestay and get a chance to explore the life of locals and their culture.

The best time to visit Kasol – Kheerganga is totally depended on your own preference. In summer, the weather remains pleasant and calm. In winter, the weather stays chilly with snowfalls. Most of the trekkers opt for the winter. Kasol is famous for rave and Psy parties and attracts many Indians and foreigners. They come here to backpack and explore the Hippie culture. Getting to Kasol is an adventure in itself with different routes and forms of transportation.

Here are some basic tips for beginners who are planning to do this adventure.

  • Beginners are advised to take a trek leader along with the trek.
  • Keep a route map with you.
  • Always keep something to eat with you like chocolates, chikki, energy bars, etc.
  • Follow the instructions of your trek leader.
  • Carry minimum weight.
  • Take necessary medicines or a medical kit with you.
  • Keep yourself healthy and fit.
  • Inform your family in prior advance.

Kasol Kheerganga is just a weekend away. Plan your next trip in the mountains and feel peace all around. Beginners will love their first trekking adventure!

Live. Travel. Explore!