Is Your Credit Card Travel Insurance Coverage Enough?

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Content provided by TuGo

Is Your Credit Card Travel Insurance Coverage Enough?
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Still relying on credit card travel insurance? Not sure if it really fits the bill? Read on to determine if your coverage is enough…

1. Coverage clauses

• Do you have to pay for the whole trip with your credit card to be covered? Is
there a minimum amount?
• What’s the maximum number of days covered for one trip?
• What’s the maximum amount you’re covered for?
• Are you covered for high-risk activities, like scuba diving?
• Are you covered for other professional services like physio, chiro, etc. to relieve
an acute emergency?

2. Family coverage

• Is coverage only for you, the cardholder?
• Will your travel companions get the same coverage as you, or do they need to
buy additional insurance?
• Would coverage be available to return your travelling companion,
children/grandchildren or accompanying pet home, in a medical emergency?

3. Pre-existing medical conditions

• Does your age affect coverage?
• Are you covered for pre-existing medical conditions?

4. Trip cancellations or interruptions

• Does the plan offer trip cancellation or trip interruption insurance?
• Do you have to pay for the whole trip with your credit card to be covered? Is
there a minimum amount?
• What’s the maximum amount you’re covered for?

5. Emergency and claim assistance

• Are you covered for ambulance or emergency air transportation?
• Will you be penalized if you don’t call the claims company after the emergency or
before visiting the hospital?

So remember, while you may have travel coverage through your credit card, it might not cover you completely in a medical emergency situation. Make sure to contact your credit card provider to know what your policy really covers. If it’s not enough, check out how TuGo can help meet your travel insurance needs.

Is Your Credit Card Travel Insurance Coverage Enough?
Photo by Julius Silver on Pexels.com

Travel Product Review – Palmate Travel Pillow

The Palmate Travel Pillow is my very first travel pillow. I’m a regular air traveller and have been for a very long time. I have the very good fortune of being able to sleep and/or nap quite easily on any flight – be it 1 hour or 12 hours. It’s time for a travel pillow.

There are a lot of travel pillows in the marketplace. You can buy them at the airport; at luggage stores; online, etc. The new Palmate Travel Pillow aims to be different and it is. It has cool and practical in one. And it does the job!

Palmate Travel Pillow

Palmate Travel Pillow

Palmate Travel Pillow – What Makes It Different?

Most travel pillows are round or shaped like a horseshoe. The Palmate is square and uber cool looking. It’s designed to mimic the way you would hold your head with your hands. It cradles your head in all directions. The Palmate fits comfortably around your neck and keeps your head from moving.  There are cut-outs on both sides to fit earbuds or even headphones. There’s even a secret built-in vent at the back to keep you cool. The Palmate’s cotton cover is soft and can be removed from the memory foam for washing. The Palmate Pillow also comes with a black cloth carry bag, a lint roller and earplugs. It is a bit bulky but you can tie the black carry bag to your carry-on or make room in a knapsack.

Palmate Travel Pillow – Does It Work?

In a word, yes. My only issue at all with sleeping on a plane is “the headbob”. You fall asleep sitting and your head falls forward or sideways. The “headbob” doesn’t happen to me with the Palmate around my neck. It works just like a neck brace or collar so that your head doesn’t move. Unlike a neck brace, it’s comfortable, plush and can be easily adjusted as you want.

Palmate Travel Pillow – Where To Buy It?

Get it from Amazon for $28.99. You can also buy it directly from Palmate.

Business Travelers Like to Have Fun?

If you travel for business, you have your routine. Arrive at your destination; get your rental car; go to your hotel; go to your meeting; repeat… Business travel is just part of the job and a necessity. But if you are like me, even with the many hassles and challenges of travel, you like business travel.

In a recent National Car Rental State of Business Travel Survey, some interesting findings emerged:

  • Ninety percent of business travelers plan to travel at least the same amount or more in 2018 (63 percent will travel the same amount; 27 percent will travel more).
  • Business travelers say they work more hours (57 percent) and have more focus (48 percent) when they travel for business.
  • Ninety-two percent of business travelers are satisfied with their quality of life when traveling for business; 89 percent are satisfied with the amount of business travel they do.Aside from the business/work side of the survey, the desire for pursuing leisure activities while on a business trip also emerged in the survey. Most business travelers feel they deserve a break while on the road. And, most bosses (92 percent) support their travelers in taking time for leisure activities.

Aside from the business/work side of the survey, the desire for pursuing leisure activities while on a business trip also emerged in the survey. Most business travelers feel they deserve a break while on the road. And, most bosses (92 percent) support their travelers in taking time for leisure activities.

Again, if you’re like me, you’ve been to many destinations for business (think Las Vegas, Miami, Montreal, etc.). But have you really experienced those destinations? If not, it’s high time to loosen up and enjoy yourself. Chances are you’ll have a bit of free time during your trip. So why not get out of the hotel room and explore the area? Break your travel routine and change up your next business trip.

With proper planning, business travel can be enjoyable and it offers a perfect opportunity to explore a new city. Here are some travel tips to consider when planning your next business trip:

  • Always take advantage of loyalty programs. Airline loyalty gets you preferred status, free baggage, lounge access and more. Hotel loyalty means nicer rooms and other benefits. Car rental loyalty provides “frequent renter” programs. National’s Emerald Club is among the best and gives you counter bypass, your choice of car, rewards, Drop & Go service, e-receipts, etc.
  • Get ready for security screening. The more you travel, the more routine it should be. As you walk up to security, have your boarding pass ready (on phone or paper). Keep your laptop easily accessible to pull out and place in its own bin. Take off your jacket and place your other personal items in bins. Keep “travel only” socks handy if you are asked to remove your shoes (so you don’t have to walk barefoot on dirty floors). A simple and repeatable routine makes security a breeze.
  • Forget about expensive, noise-canceling, big headphones. Get some noise cancelling ear buds. They’re cheap, compact, takeoff- and landing-friendly (non-electronic), and you can sleep comfortably wearing them. They’re also easy to wear at the gym and on a walk.
  • Traveler technology exists to enhance the traveler experience. Within your company’s travel program, advanced technology is available in real time and may include Travel Alerts (travel disruptions), Flight Tracker (flight change notifications) and e-Travel Tracker (traveler tracking/security). Use technology, i.e. apps, to explore your destination. Top recommendations include city guides like Headout and Guides by Lonely Planet; Open Table for restaurants; and Detour for audio walks.
  • Stay active while away. Ask your concierge for a recommended running route to explore the city in a new way. If you are sitting in meetings all day, head to the hotel’s fitness center or pool after work. Exercise relieves stress and leaves you energized. After your workout, you’ll be ready to enjoy your leisure time and explore the town.

National's Emerald Club aisle

Want to learn more? You can find more info about National’s survey here.

What’s your story? How do you enjoy life on the road? Please share your story on Twitter tagging @NationalPro and/or as a comment on this post below. And enjoy your trip!

 

I was compensated by National Car Rental for this post. All thoughts and opinions are my own.

(Written by Mark Crone for National Car Rental)