Why an All Inclusive Travel Insurance Package is the Way to Go

Sponsored by: TuGo
Content provided by: TuGo

Why an All Inclusive Travel Insurance Package is the Way to Go
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While you’re planning your next getaway, don’t forget to get travel insurance; these
days, it’s a necessity! You may be surprised to know that if you’re injured while
travelling outside of your home province, provincial health care covers less than 10% of
medical costs! With that in mind, cover your bases with an affordable travel insurance
plan that works for you and your travel companions.

According to TuGo, an All Inclusive Holiday Package offers comprehensive coverage.
Here’s why:

1. Bundle away

If you’re 59 years old or younger, and interested in coverage to supplement Emergency
Medical Insurance, your most economical option is an All Inclusive Holiday Package; it’ll
save you time, money, and stress!

2. Prepare for the unknown

The truth is, accidents happen, travel advisories come into effect on the regular, and
there are plenty of unknowns when it comes to travel. But when you’re on vacation, you
shouldn’t have to worry about a thing.
TuGo’s All Inclusive Holiday Package not only has Emergency Medical Insurance
coverage, but it also includes:
• Trip Cancellation & Trip Interruption Insurance
• Accidental Death and Dismemberment Insurance
• Baggage Insurance

3. No deductible

In case you need to make a travel insurance claim, coverage with TuGo’s All Inclusive
Holiday Package includes an automatic $0 deductible, meaning there’s nothing extra to
pay before we cover your approved claim.

No matter where your travels take you, ensure you’ve got the right travel insurance to
cover all your needs.

Why an All Inclusive Travel Insurance Package is the Way to Go
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Is Your Credit Card Travel Insurance Coverage Enough?

Sponsored by TuGo
Content provided by TuGo

Is Your Credit Card Travel Insurance Coverage Enough?
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Still relying on credit card travel insurance? Not sure if it really fits the bill? Read on to determine if your coverage is enough…

1. Coverage clauses

• Do you have to pay for the whole trip with your credit card to be covered? Is
there a minimum amount?
• What’s the maximum number of days covered for one trip?
• What’s the maximum amount you’re covered for?
• Are you covered for high-risk activities, like scuba diving?
• Are you covered for other professional services like physio, chiro, etc. to relieve
an acute emergency?

2. Family coverage

• Is coverage only for you, the cardholder?
• Will your travel companions get the same coverage as you, or do they need to
buy additional insurance?
• Would coverage be available to return your travelling companion,
children/grandchildren or accompanying pet home, in a medical emergency?

3. Pre-existing medical conditions

• Does your age affect coverage?
• Are you covered for pre-existing medical conditions?

4. Trip cancellations or interruptions

• Does the plan offer trip cancellation or trip interruption insurance?
• Do you have to pay for the whole trip with your credit card to be covered? Is
there a minimum amount?
• What’s the maximum amount you’re covered for?

5. Emergency and claim assistance

• Are you covered for ambulance or emergency air transportation?
• Will you be penalized if you don’t call the claims company after the emergency or
before visiting the hospital?

So remember, while you may have travel coverage through your credit card, it might not cover you completely in a medical emergency situation. Make sure to contact your credit card provider to know what your policy really covers. If it’s not enough, check out how TuGo can help meet your travel insurance needs.

Is Your Credit Card Travel Insurance Coverage Enough?
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The Adventure Trek of Kasol-Kheerganga

The Adventure Trek of Kasol-Kheerganga

Himachal Pradesh is a place full of adventures. There are a lot of adventures one can do whether they are treks, rafting, bungee jumping, sightseeing, cable car, etc.

One of these adventures is the Kasol – Kheerganga Trek. The trek is one of the most popular treks in India.

Kasol

Kasol is a small village nestled in the hills of  Parvati Valley in Himachal Pradesh. It is a popular spot among hippies, backpackers, trekkers and nature lovers. The nearby village is Malana (famous for Malana Cream) and is deep-rooted in the Hippie culture. Kasol is a hub for Psy parties and every year attracts many tourists from across the World. Kasol is calm and quiet and will give you vibes of OM Shanti!

Kheerganga

Kheerganga is another small village that lies at the end of the Parvati Valley. It offers numerous waterfalls, hot springs, snow-capped peaks, and all-around lush green forests. Parvati Kund or hot spring pool is very famous among the Hindus and Sikh people as they believe the water has sacred healing properties.

Kheerganga offers amazing views of the Parvati River and the snow-covered Lahaul Spiti Valley.

The Adventure Trek of Kasol-Kheerganga

The Amazing Kasol- Kheerganga Trek

The Parvati Valley provides stunning and captivating views of the Himalayas. The trek  starts from Kasol. This 13 km long trek ends in Kheerganga and provides ample opportunities to explore the natural bounties of the region. On this adventure trail, you will pass by Rudranag, a serpent-shaped waterfall. There are numerous captivating waterfalls which are the highlights of the Kheerganga Trek.

The trek is considered as the best trek for beginners. It is a short and easy trek. It will take you through dense forests of rheodordans, oaks, and pines. You will be passing by the village of Barshaini – a small hamlet and the confluence of the rivers Parvati and Tosh. You will be treated to snowclad mountains, breathtaking views, and scenic landscapes of mountains.

 

 

A few of the villages that you will come upon on your trek:

1. Malana

A small village near Kasol, famous for Malana cream ( a drug). The place is quiet and calm with people here following the Lord Shiva. You will also start the Chandrakeni Trek from here. Malana is a village more for backpackers and nature lovers and less for tourists.

2. Tosh

It is located at 2,400 meters in elevation on a hill near Kasol in Parvati Valley. The place is famous for waterfalls and surrounded by Apple Orchards. You will see wooden architecture all over the village and captivating views of Parvati Valley. Tosh village is located close to the base of Kheergange.

3. Pulga

A small Hamlet in the trail near Malana. It is a beautiful place to visit and experience the great views of lush greenery, snowclad view of the peaks and skies landscapes.

After reaching Kheerganga, it is time to take a dive into the hot waters of the Parvati Kund. Enjoy the hot springs and relax your sore muscles after the tiring trek. And enjoy ravishing views of the valley all around.

You will see many local restaurants and cafes in small villages. Restaurants serve German, Chinese and Israeli cuisines. You can also have tea, coffee and snacks at tiny tea stalls.

Camp near Riverside and get close to nature by seeing the beautiful sunrises and starry nights. Or opt for a homestay and get a chance to explore the life of locals and their culture.

The best time to visit Kasol – Kheerganga is totally depended on your own preference. In summer, the weather remains pleasant and calm. In winter, the weather stays chilly with snowfalls. Most of the trekkers opt for the winter. Kasol is famous for rave and Psy parties and attracts many Indians and foreigners. They come here to backpack and explore the Hippie culture. Getting to Kasol is an adventure in itself with different routes and forms of transportation.

Here are some basic tips for beginners who are planning to do this adventure.

  • Beginners are advised to take a trek leader along with the trek.
  • Keep a route map with you.
  • Always keep something to eat with you like chocolates, chikki, energy bars, etc.
  • Follow the instructions of your trek leader.
  • Carry minimum weight.
  • Take necessary medicines or a medical kit with you.
  • Keep yourself healthy and fit.
  • Inform your family in prior advance.

Kasol Kheerganga is just a weekend away. Plan your next trip in the mountains and feel peace all around. Beginners will love their first trekking adventure!

Live. Travel. Explore!

7 Eye-Catching and Underrated Things Worth Seeing While Backpacking in Mount Gambier

Discover some of the best tourist attractions in Mount Gambier you may not know about. Your stay will not be complete if you fail to check out these cool spots.

Rainbow Coast Sunset

Mount Gambier is, without a doubt, one of the coolest cities in Australia, and, of course, the second largest in the South.

If you’re planning to take your next camping or hiking journey to the mount, then there are some interesting places you definitely want to check out.

Without wasting too much time, let’s delve straight in and explore these most eye-catching and underrated things here, in Mount Gambier Australia.

Places to Visit in Mount Gambier

Umpherston Sinkhole

If relaxing close to Mother Nature sounds appealing to you, then the Umpherston Sinkhole is the right place. Located in the center of Mount Gambier, this beautiful paradise is home to diverse species of flowers and plants, as well as the rare possums.

While there are many similar “sinkholes” on Mount Gambier, Umpherston stands out as a beautiful delivery of sunken oasis.

Sadly, the possums in the sinkholes are not always in sight. They mostly come out in the dark when they want to eat. So, except you are determined enough to visit this part of the mount at dusk, you may never get to see the small furry creatures.

Australia Sunset Dusk

Blue Lake

Another impressive attraction in Mount Gambier, probably not explored as it should be, is the Blue Lake. This beautiful wonder of nature sits just right inside an ancient volcanic crater which gives an idea of its ancient history.

Although the lake is called “blue,” it is not always blue throughout the year. So, if you plan to visit it, go between November to March, when the color is cobalt blue and vibrant. After summer, it usually changes to steel grey.

There’s probably more to the Mount Gambier Blue Lake than what meets the eye. Meanwhile, it still remains one of the best tourist locations in Mount Gambier and the country.

Kangaroos Australia

Victoria Fossil Cave

Another wonderful place to check out while backpacking on Mount Gambier is the Victoria Fossil Cave. You will find it at the Naracoorte Caves National Park.

This Mount Gambier cave hosts some remains of ancient animals – the type that lived during the ice age.

Although you may not be excited by fossils, it is still worth checking out as you will learn a lot about the ancient animal species and the extracted skeletons. You can observe such things only in a place like Mount Gambier.

The Big Lobster

If it’s not your first-time visiting Mount Gambier, then you’ve probably come across the Big Lobster or “Larry” as he’s commonly known.

The red-colored giant sculpture is undeniably one of the “biggest things” not just in Mount Gambier but also on Australian soil at the moment.

Interestingly, Larry has been around since 1979, which makes “him” more than 36 years old. There are ongoing plans to rejuvenate the sculpture. So, you can donate and check “him” in better shape next time.

Much to visitor’s delight, an excellent hotel which is also named the Big Lobster is located in the same place as Larry. You can enjoy a good meal and relax while checking out this giant lobster in Mount Gambier.

Centenary Tower

For the most bird’s-eye view of Mount Gambier, its beautiful coast and landscape, the Centenary Tower is the choice spot.

The tower which got its name from European settlers is currently the most used viewpoint on Mount Gambier Australia. It was built in 1901 but not accessible to visitors and the surrounding communities on the mount before 1904.

From the top of this tower, visitors can see many features of Mount Gambier, including lakes such as the Blue Lake and the Valley Lake.

Engelbrecht Caves

Apart from sinkholes, caves are another common sight in Mount Gambier. Some of the most popular ones are the Engelbrecht Caves.

Although most of the caves usually feature many stalactites or stalagmites, the Engelbrecht Caves are mostly dry with a few lakes. So, if you’re up for a cave-dive, you will probably get a wonderful treat. But then, cave-diving is not for the faint-hearted; it has never been, especially when you consider the Mount Gambier weather here.

Apart from plunging into the closed-in passageways, another thing you can do at Mount Gambier Engelbrecht Caves is to explore its historical and geographical features.

Lake Bonney

Another eye-catching spot you should definitely check out while in Mount Gambier is Lake Bonney. Located in the Limestone Coast and surrounded by the Canunda National Park, this spectacular lake is one of the biggest sources of freshwater in Mount Gambier Australia. Its major highlights include magnificent limestone cliffs, impressive coastal dunes, beautiful land area, and many other natural features that you won’t find elsewhere in Mount Gambier.

It is common to find people surfing or snorkeling in the area. Don’t forget to take your camera because you will see a lot of things to tell about when you speak with your friends about this visit to the mount.

To Wrap It up

There you have it – seven great attractions if you don’t know what to do in Mount Gambier.

Are there any other beautiful places in Mount Gambier that deserve more attention than they’re currently getting? Please drop your comment below and let us know!

 

About the Author

Kevin Fein has been traveling for more than 14 years. His trips have mainly been to Australia and Europe. You could call him an adventurous, as most of his trips were usually targeted towards tourist locations and places with a lot of sightseeing spots.

Although he’s currently residing in Australia, Kevin chose to go wherever his imagination takes him.

 

 

 

Travel Product Review – Travel SIM

Travel SIM

Travel SIM – Yes or No?

You’re about to depart on a trip and you’re thinking about how you’ll stay in touch. Do you turn off roaming and data and jump on wireless when you can or do you use your phone abroad with data? I’ve done both but I prefer to be in touch, use my GPS apps and check email periodically. In my travels, having a cell phone is a must for driving directions (think roundabout) , destination information (the next town) and in case of emergency.

 

Travel SIM

 

Travel SIM – Your Best Option

My personal money saving tip for most travel destinations is to pass on your cell provider’s international travel plan and go for a SIM card instead. A SIM card saves on roaming and data charges while keeping you completely connected. TravelSIM is my top choice because its prepaid (providing cost control), works in over 170 countries and incoming calls and messages are free. You buy it online and it’s delivered within a couple of days. You also get great “bars” in destination (cell reception) because you’re using a local telecom provider. Make sense?

The small challenge here is installing the SIM card. You’ll need to remove your current SIM card and insert your TravelSIM card. It’s easy – use a pin to open the SIM card slot (a thumb tack or paper clip both work); take out your current SIM card; put in the new SIM card, and Voila! Your phone will need to be “unlocked” for the new card to work (if it’s locked, the new SIM card won’t work). Contact your service provider or a cell phone unlocking service.

 

If by chance you didn’t buy a SIM card in advance, you can still buy when you arrive in destination (at the airport, train station or bus station). Just look for a store that sells SIM cards. The cards will be cheap and in many cases an employee will insert the SIM card for you.

 

Travel SIM

Travel SIM – The Bottom Line

You can save a lot of money and get a lot more high-speed data by planning ahead and buying a Travel SIM card.  If you are traveling to multiple countries, you will probably need a separate SIM card for each country unless you buy a TravelSIM card that features multiple countries and zones. If you get a new SIM card for travel, you will be using a different phone number from your regular one. To simplify taking a smartphone abroad, use messaging apps like What’s App or iMessage to maintain your identity and end-to-end encryption. A SIM card for travel keeps you in touch and keeps you off unsecured public Wi-Fi.

Safe Travels!

 

The Adventurer’s Checklist For A Visit To Australia

There are many, many reasons why tourists flock to the land down under from all over the world. They get scorching hot summers while most of us are getting ready for winter. They have the friendliest locals and the coolest cities. They have delicious food and incredible wine. They have one of the most spectacular and diverse ecosystems on the planet. They have some of the world’s most incredible creatures (I dare you to spend 5 minutes with a quokka and not fall in love). They have numerous thriving centres of art, music and culture, yet, one thing that characterises an Australian holiday perhaps more than any other is the enormous sense of adventure. Australia is a great place for relaxing by the beach with a cocktail and a good book, but it’s also quite possibly the adventure capital of the world.

The Adventurer's Checklist For a Visit to Australia

Image by Alex Healing via Flickr

If you’re the kind of person who can’t sit still for a moment while on holiday, make your way through this adventurer’s checklist of Australia…

Walk in the wilderness of Fraser Island

Before European settlers arrived in Australia, the country was an ecologically diverse (and spectacularly dangerous) wilderness that only the canny indigenous peoples could navigate safely. Perhaps that’s why so many of the country’s cities hug the coast. Yet, if you want to get off the beaten track and explore the “real” Australia, heading on over to Adventure Free tours and booking a trip to Fraser island is a good place to start. In this UNESCO World Heritage site in Queensland you’ll get to enjoy long hikes and swimming in crystal clear waters surrounded by some of Australia’s stunning native wildlife including dingos, echidnas, flying foxes and all manner of exotic birds.

Climb Uluru… while you still can

There are some who can’t pass a rocky outcrop without wanting to climb it, and if you want to visit the sandstone monolith formerly known as Ayers Rock with the intention of climbing it, you’d better get your skates on. The site’s cultural significance to the indigenous population and the inherent risk factors of the climb have led to the decision for climbing trips to be banned in October 2019. Of course, even if you should choose to visit after this date, there’s still lots to see and do around this seminal landmark.

Snorkel with white sharks

Australia has no shortage of stunning wildlife on land, but perhaps its most spectacular sights are seen beneath the sea. Australia has a plethora of opportunities for scuba diving and snorkelling but for a truly memorable experience head on over to the Ningaloo Reef where you can swim side by side with 10 metre long white sharks. Of course these graceful giants aren’t the only natives to these fair waters. You’ll also encounter dugongs, manta rays, dolphins, turtles and whales.

Go kayaking in Nitmiluk National Park

Finally, those who are most at home in the water won’t want to miss the opportunity to go on a kayaking adventure down the the Katherine River in Nitmiluk National Park. You’ll be able to go off the track most beaten by tourists and dive deep into the outback, mixing it up with freshwater crocodiles and paddle your way past hoards of screeching cockatoos.

Planning A Trip To Perth

Planning A Trip to Perth

Image Source. Licensed under Creative Commons.

Perth is one of the most unique Australian cities. It’s situated on the west coast miles away from everywhere else and it has developed its own customs and traditions over time. If you’ve got plans to travel to Perth, here are some tips that will help you get the best out of your trip.

Pack for the heat

The temperature in Perth is warm pretty much all year. In the summer (December through to February), it can often stay above 30 degrees with minimal rainfall. As a result, when travelling to Perth, you should pack for the heat – this means light clothing and sun lotion. You’ll also want to check out the beaches of Perth, so remember to bring some beachwear.

Rent a car

Perth is very spread out and you’ll find it difficult to get around by foot. Whilst you can use public transport, this can be pricey. As a result, it’s worth hiring a car for the trip. You can book this online so that there’s a rental car waiting for you at Perth airport. Renting a car could also allow you to journey out into the outback and beyond if you’re up for a wild road trip.

Take your hiking boots

On the outskirts of Perth, you’ll find a number of scenic hiking trails – the most iconic being the Bibbulmun track. For this reason, it’s worth taking your hiking boots so that you explore these routes. There are guided tours of the Bibbulmun track and guided day-trips that can take you along the most scenic stretches. Alternatively, you may prefer to tackle it on your own (there’s plenty of accommodation along the trail for stopping at when you need some rest).

Plan for a ‘Sunday Session’

When it comes to hitting the local bars, forget Friday night and Saturday night – in Perth Sunday is the time for drinking (known to the locals as ‘Sunday sessions’). Many bars across the city have their own deals and events on, so it’s worth keeping this day free so that you can experience the thrills. This is also a good time to find deals on meals out as many local restaurants also like to get involved.

Visit the galleries and museums

Perth also has its fair share of museums for those looking for an education activity. Perth Cultural Centre is an area of the city that contains the biggest museums and galleries including the Western Australian Museum and the Art Gallery of Western Australia. The Perth Royal Mint is also an attraction worth visiting – here you can explore the history of Perth’s gold rush days and learn the process behind turning gold into ingots. On top of this, there’s Fremantle Prison, that you can visit via boat. Many of these attractions are low cost and some are even free to enter such as the Art Gallery of Western Australia making them great for those travelling on a tight budget.