Is Your Credit Card Travel Insurance Coverage Enough?

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Is Your Credit Card Travel Insurance Coverage Enough?
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Still relying on credit card travel insurance? Not sure if it really fits the bill? Read on to determine if your coverage is enough…

1. Coverage clauses

• Do you have to pay for the whole trip with your credit card to be covered? Is
there a minimum amount?
• What’s the maximum number of days covered for one trip?
• What’s the maximum amount you’re covered for?
• Are you covered for high-risk activities, like scuba diving?
• Are you covered for other professional services like physio, chiro, etc. to relieve
an acute emergency?

2. Family coverage

• Is coverage only for you, the cardholder?
• Will your travel companions get the same coverage as you, or do they need to
buy additional insurance?
• Would coverage be available to return your travelling companion,
children/grandchildren or accompanying pet home, in a medical emergency?

3. Pre-existing medical conditions

• Does your age affect coverage?
• Are you covered for pre-existing medical conditions?

4. Trip cancellations or interruptions

• Does the plan offer trip cancellation or trip interruption insurance?
• Do you have to pay for the whole trip with your credit card to be covered? Is
there a minimum amount?
• What’s the maximum amount you’re covered for?

5. Emergency and claim assistance

• Are you covered for ambulance or emergency air transportation?
• Will you be penalized if you don’t call the claims company after the emergency or
before visiting the hospital?

So remember, while you may have travel coverage through your credit card, it might not cover you completely in a medical emergency situation. Make sure to contact your credit card provider to know what your policy really covers. If it’s not enough, check out how TuGo can help meet your travel insurance needs.

Is Your Credit Card Travel Insurance Coverage Enough?
Photo by Julius Silver on Pexels.com

Visiting Spain: Visit the Essentials First

visiting spain

It doesn’t matter what your travelling preferences are, we all love some fiesta, and what better place to have a fiesta than Spain itself? Located in one of the warmest parts of the European continent, Spain does not only offers long sunny days, but also a rich history and culture. This country can cater to anyone’s taste. Partying all night, visiting museums and researching the rich Spanish history or eating their delicious cuisine until your heart pops out. The only thing that you should know is where you’re heading, and this is where we step in. Look at the list below, and try to find the best Spanish ciudad for your holiday, especially if it’s your first time:

Madrid: The heart of Spain and capital of flamenco

It doesn’t do to visit Spain and not see the capital of the country, does it? As any other European capital, Madrid has everything to offer – bars that are open until late at night, great shopping centers and some of the most amazing parks in Europe. One such is the El Parque del Buen Retiro, or simply shortened to El Retiro. It was once a royal ‘’hangout’’, and it staged many concerts and garden plays. Nowadays, it is a great tourist attraction (even though greenery might not be the first thing that comes to your mind when you think of Madrid), as people can rent one of the many rowboats and paddle in the huge man made lake in the center of the park. However, Spain is the only place in the world where you can see a live performance of flamenco dances, and Madrid is the best place to do this.

madrid

Barcelona: The diamond of Catalonia

You’ve no doubt heard of Barcelona. There are numerous tourists who hit the road to Spain and decide to visit this place only. And it doesn’t matter how many days you stay, Barcelona is a city which you can never fully explore. If you really want a European holiday of your lifetime, you should find one of the best Barcelona holiday packages that are offered, and see the home of the extremely impressive pieces of Gaudi’s architecture such as the legendary La Sagrada Familia. Moreover, taking a walk-through Las Ramblas and having a cup of coffee in one of its many cafés is definitely something that you should experience at least once in your lifetime.

barcelona

Seville: From bullrings to beautiful barrios

To all the animal rights activists out there – no, we don’t agree with this either, but we must agree that this is one of the symbols of Spain and an inevitable part of Spanish history. Even though bullfighting originated in Ronda, Seville is its spiritual home. So, is it a form of art or simply animal cruelty? Well, it would be best to visit one of Seville’s many bullrings and see for yourself. However, don’t you think for a second that Seville is only good for this. As the heart of Andalusia, this magical city has many other things to offer – such as the Barrio Santa Cruz, one of the most beautiful barrios of Spain, or Alcazar (perhaps better known as Dorne from HBO’s Game of Thrones).

seville

Granada: The place that’s the richest in Spanish history

First and foremost: you’re visiting Spain and you want to try tapas. Since Granada is one of the rare places in Spain where you get tapas for free alongside your drink, it should be on the must-visit list. Moreover, this is a place where you’ll see the most important historical monuments of this country. It is a paradise for every history buff. One of the best things you can see here is the Alhambra fortress – a fortress so huge that you will need a whole day to explore it to the smallest detail. If you want to imagine what it looks like, it’s said that you must imagine the world’s most beautiful gardens, add a fortress and multiply the whole image by ten. Alhambra overlooks the whole city of Granada, offering a most breathtaking view. And it’s also an excellent place to take amazing Instagram photographs! The ticket is around 13 euros, and it’s open from March to October, so make sure to plan your stay there accordingly.

granada

And these are only the essentials. Spain has so many other things to offer, such as the 24/7 Ibiza parties, the spring days in Valencia, visiting the tomb of Christopher Columbus, walking across the world’s scariest bridge, seeing the Museum of Funeral Carriages, eating at the world’s oldest restaurant in Madrid or simply eating a paella. Spain should be your next destination. And maybe even the one after that, because you can go there as many times as you want, and you’ll still have more things on your bucket list.

How To Prepare For The Trip Of A Lifetime

trip of a lifetime

Image by Michael Gaida from Pixabay

When you’re planning the trip of a lifetime, there’s a lot to do before you go. You need to make sure you are prepared for your journey. Being prepared doesn’t even mean having your accommodation booked, you can do that as you go along, but there are some things you need to make sure you have sorted in advance.

Visas

Many  countries require visas for entry. While some can be acquired when you arrive in destination, others need to be sorted out before your trip. If you’re going somewhere where you need a visa, then it’s a good idea to sort it out before booking your flight or anything else. If your visa gets denied for some reason, you won’t have wasted money on non-refundable air travel or pre-paid hotels. 

Brush Up On Local Knowledge

When you have an idea of the countries you are going to visit, then it’s time to brush up on some local knowledge and customs. Find out if you need to have your knees and shoulders covered in certain cultural places. If you’re going to Japan then have a look on this website to see if you can learn a bit of the language. Make sure you know the laws of any country you are visiting and if there’s anything else you need to know about a particular place. Research how safe a country is and if there are any extra precautions you should take.

Book Your Flights

Once you have any visas sorted, then it’s time to book the flights or a round-the-world ticket. Prices will tend to increase the closer you get to your departure date. If you know which destinations you’re going to then use websites such as Skyscanner to compare flights. Once you have booked your flight, then you can look at your transfer options, from the airport to your accommodation.

Sort Some Accommodation

You don’t need to book the whole trip, but booking somewhere for the first couple of nights is a good idea. Check out Tripadvisor and Hostelworld as a start, and then you can ask people for recommendations as you travel around. 

Be Aware Of Any Vaccinations And Your Health

If you have any medical issues, you’ll want to speak to your doctor before you go anywhere. Go for a check-up and make sure that you are in good health before travelling. You also need to arrange for any required vaccinations. The NHS Fit for Travel website gives you all the information on what vaccinations are required for what country. Some vaccination courses can take as long as a month, so you need to get this sorted in advance.

Get Covered With Travel Insurance

Make sure you have proper travel insurance. If something goes wrong, you’ll be glad that you are insured – it could save you a lot of money. Add a sports coverage option for any activities you are planning. Make sure you read and understand the policy in full.

Have a safe and happy trip!